Ha ha... Ian, I try to curtail my 'shouting' by 22.59pm, so not guilty M,lud.
Now, more seriously, Lloyd St is very central indeed, and the houses toward the Oval are very nice indeed, but you very quickly get into the Lloyd St near Londis which has all the multiple occupancy flats and bedsits.
The Townhouse and Cross Keys pubs are right there, not the most salubrious establishments (I should know, I go in them), and they can be noisy even after 1am.
I would happily live at the West End of Lloyd St, but less so the North, which is the big right in the centre of town.