Author Topic: Points to Ponder  (Read 77879 times)

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Hugo

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Re: Points to Ponder
« Reply #765 on: December 03, 2018, 11:47:17 AM »
Dave,  it was reported that Mr Reynolds had bought the lease on the property, do you know by chance  who he bought it from?

Hugo

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Re: Points to Ponder
« Reply #766 on: December 04, 2018, 10:56:32 PM »
Conwy 'retirement area' pressure on care service claim


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SteveH

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Re: Points to Ponder
« Reply #767 on: December 05, 2018, 11:38:53 AM »
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Conwy 'retirement area' pressure on care service claim
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"Former cabinet member Chris Hughes said Conwy was now a place people went to retire, ..............while ex-deputy leader Ronnie Hughes hinted at priority for locals."

These Councillors should go far,

Ian

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Re: Points to Ponder
« Reply #768 on: December 05, 2018, 02:02:54 PM »
I hear Siberia's nice at this time of year...
“Nothing is so firmly believed as that which we least know.”   ― Michel de Montaigne

Si hoc legere scis, nimis eruditionis habes.

Hugo

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Re: Points to Ponder
« Reply #769 on: December 06, 2018, 12:05:42 PM »
When a company goes into insolvency they quite often have numerous small creditors who have no chance of ever getting their money back and it is those small creditors that I feel sorry for.     In these difficult times it is hard enough for them to trade anyway without having companies going bust on them.
Unfortunately, I have seen a number of companies going bust and in some of them there seems to be a certain trend for example:-

Mr A N Other buys a property
A limited company is formed of which Mr ANO  is the main director along with at least one other
The ltd company starts trading from that property
A written agreement is drawn out whereby the company (  that's Mr ANO )  pays a fixed amount of money to Mr A N Other for the rent or lease of the property
The company trades successfully but then for whatever reason gets into financial difficulty and gets wound up
A list of creditors is drawn up by the Administrator and that will include Mr A N Other who will become a creditor to his own company

Non preferential creditors usually end up with nothing or very little as the company has no assets, the property of course is still owned by Mr ANO and it's all perfectly legal    ???

SteveH

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Re: Points to Ponder
« Reply #770 on: December 07, 2018, 07:06:13 PM »
Hugo, regarding your above post, it has an official title and the government are in the process of looking into this problem.  ?

Watching tonights BBC regional news, the term "phoenixing"  came up, with regards to a mr Samuel Goldman and the Cheshire festival, he declared liquidation  owing £400,000 and started again ready for the 2019 festival, not to mention his Xmas Fayre.

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Hugo

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Re: Points to Ponder
« Reply #771 on: December 07, 2018, 10:58:58 PM »
Steve,   this practise has been going on for years and the government has been aware of it all the time.    Somehow I don't think that anything will come of it as what I've described is perfectly legal.
At one time I could reel out at least 9 or 10 companies that were phoenix companies run by the same director and at the same premises and one by one they went into liquidation but there was no comeback on the directors

It's the same with the tax avoidance system and unlike tax evasion is quite legal and  a former Chancellor of the exchequer could confirm this.



norman08

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Re: Points to Ponder
« Reply #772 on: December 08, 2018, 09:35:07 AM »
Yes Hugo it has been going on for years ,my one was the Pearl ins  who went on to become Phoenix   What a job I had getting my pension off them.

Hugo

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Re: Points to Ponder
« Reply #773 on: December 08, 2018, 11:42:27 AM »
I'm glad that you were able to get your pension sorted out Norman, it must have been quite a worry for you at the time.   Unfortunately some people are not so lucky though and have to suffer through no fault of their own.
It is so easy for someone to set up a Limited company, you just need a minimum of two directors and if the company goes into liquidation then there is usually no come back on the directors even though they ran the company.
The company is responsible for any debts incurred and not the directors who ran the business


SteveH

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Re: Points to Ponder
« Reply #774 on: December 21, 2018, 12:49:04 PM »
Over the years my attitude to "giving to charity" has changed, ......I found the opinion in this article interesting.

Don't give money to beggars this Christmas, says charity expert
A charity worker has explained how those in need can form an addiction to begging which can eventually ruin their life
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SteveH

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Re: Points to Ponder
« Reply #775 on: January 10, 2019, 12:32:55 PM »
Although a commercial venture, it does seem like a good idea. ?

Superdrug opens nurse led clinic in North Wales as NHS 'waiting lists grow'

"Providing services like holiday or chickenpox vaccinations.
It also offers a drop-in where people can be seen by the nurse and be treated or signposted to other services.

This can include an online consultation with a doctor who can then prescribe medicines if required.
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SteveH

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Re: Points to Ponder
« Reply #776 on: February 21, 2019, 01:14:00 PM »
City centres are in danger of becoming ghost towns as shopping habits change, a committee of MPs has warned.

To combat this, the government should "level the playing field" for High Street retailers by raising taxes on online giants such as Amazon, it said.

The MPs also called for lower business rates and more regeneration in town centres.

The government said it was investing to ensure High Streets "adapt and thrive for generations".

A fifth of UK retail sales now occur online with that proportion likely to grow, the Housing, Communities and Local Government Committee said.               
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SteveH

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Re: Points to Ponder
« Reply #777 on: February 26, 2019, 11:34:17 AM »
The tourism tax raises it head again............

The £1bn visitor plan - but councillors also want to explore tourism tax potential

The Welsh Government is looking at different taxes it could introduce - including putting a levy on visitors that could raise millions of pounds for cash strapped councils.
Tourism brings in £887 million to the county, from its 9.5 million visitors with one in four jobs in the Conwy being directly linked to the sector.
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Hugo

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Re: Points to Ponder
« Reply #778 on: February 28, 2019, 02:44:09 PM »
UK migration: Rise in net migration from outside EU

That's nothing new as migration from outside the EU has been greater than migration from inside the EU for a number of years.  It's not going to get better either if the recent migrant boats from France are anything to go by


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DaveR

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Re: Points to Ponder
« Reply #779 on: March 01, 2019, 10:23:55 AM »
I was interested to see the comments by Labour MP David Lammy about Comic Relief - he was apparently affronted that a white tv presenter should go to Africa to film a piece about the work carried out by the charity. Being as 51.7m people in this country are white (81.9% of the population), who does he imagine is contributing all the money that Comic Relief sends to Africa every year?

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