Regarding the Towyn Floods. Those who suffered were given £15.00 per person to help them get by. People had to form a queue to get their £15.00. Many realised they could go round again and pick up another £15.00, which they did.
Regarding the 1993 floods in Llandudno. One insurance assessor told me that during his visit to one estate in the town, he saw the same three piece suite 7 times. He also said that he was amazed looking at the claims, that at the time of the Llandudno floods there had been no rubber backed carpet anywhere, it was all Wilton.
The DHS actually ran out of money too, and had to call upon funds from other locations. One family who had not been insured were paid £1,600 so they could replace their white goods, sofa etc. Two weeks later they went back and asked for money to replace the same items they had already been given money for. When reminded that they had already had the money, the mother replied, the kids were so distraught at the experience, they took them away for 2 weeks holiday with the money. Wait for it....Yes, you guessed it....The DHS gave them the same amount of money again....I kid you not.