Zurich insurance. Don't mention them.
Around 1992 I had a large warehouse style building inside which we kept two buses at a time for maintenance. To get to the yard you drove up a lowered section of kerb from public highway, over a pavement, about 200 yards up unmade road, through gates locked at night. On the warehouse door was a sign NO PARKING.
One day bang. A coach hit the back of a small new car belonging to one of my drivers. Was he upset? Not a bit. I was very very surprised.
It turned out that this new car was paid for under some "I've no money and I am disabled" scheme. It was parked right under the no parking sign whilst the driver went off to drive a coach for me.
The damage was fairly bad.
Never mind, driver appears in another brand new car within two weeks. Had to borrow some cash so he could put fuel in it.
18 months after Zurich turned up and put me through 3rd degree. If I didn't pay God help me.
Needless to say they are still waiting